We become fully absorbed in your operation to get a hands-on understanding of your business, objectives, operations and critical success factors. We take a long, hard look at where you’ve been, where you are and where you want to be — and provide creative solutions on how you can get there. Our analysis/strategy services include:

	Benchmarking of your current plan design (e.g., contributions, costs, eligibility, etc.) against other organizations in your industry and geographic area to determine competitiveness and cost effectiveness.
	Claim and utilization data analysis to pinpoint trends, analyze exposures and diagnose potential problems.
	Post retirement benefit obligation analysis, including performing FASB and GASB liability calculations and reviewing/restructuring eligibility provisions.
	Plan design, including: - guidance on selecting appropriate funding/cash flow mechanisms - analysis of the impact of the proposed strategies - evaluation of programs, products and vendors in terms of cost, benefits, networks, access and service   - review of eligibility and termination provisions to limit employer liability